If your boat has the optional heater or has had one installed, yes there is a heater core, blower, ducts. Most common problem is cracked cores from water left in them and allowed to freeze. The good news is that it is much easier to replace than any car or truck I've worked on. Remove the heater, apply some water pressure to an inlet fitting while caping the other with your thumb & look for the leak, some times a local radiator repair shop can repair it for you, other wise replace it. (never overpressurize the core-15-20 psi max) my thumb is calibrated for 18psi.