Your ZF is slightly louder in reverse than the B/W, I contribute this to the aluminum case vs cast iron case for the B/W, but it should sound smooth not clunking, that would be an indicator that the vibration dampner is going out. I reccomend changing the trans oil annually or every 100 hrs, I have a few customers who only put 20-30 hrs a year on their boat & i check their oil annually & change it every other year. The trans oil service is also the same as shaft alignment time. (Dextron III)