Looks like the insurance company may total my boat. I didn't think the damage was that severe (belt shaft and a small crack in the hull by the leading skeg) but the cost of repair is a little more than the NADA value. If they total it I expect I will have the option of buying the boat back for salvage value and doing the repairs, paying the excess out of pocket, or selling/trading it as is. I like the boat and would like to keep it, but I want to explore all of my options. Any thoughts on how they will determine salvage value? My boat is a 1992 Legend.
